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HQY NASDAQ

HealthEquity, Inc.
1W: +11.5% 1M: +17.6% 3M: +2.5% YTD: +13.9% 1Y: +7.7% 3Y: +36.3% 5Y: +63.0%
$101.33
-2.42 (-2.33%)
 
Weekly Expected Move ±3.5%
$97 $100 $104 $108 $111
NASDAQ · Healthcare · Medical - Healthcare Information Services · Tech Score Buy · Power 81 · $8.6B mcap · 81M float · 1.06% daily turnover · Short 64% of daily vol
Credit Risk of going bust: lower than 76% of companies Debt: 10.2% of company value Bonds: $84.1M held by 111 funds, 119 bp over Treasuries → details ▾
Of US companies ranked in the safest four tenths, about 1 in 3,500 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.88 (down 99.2%), HealthEquity, Inc. would be worth roughly what it owes.
Total debt $971.0M against a stock market value of $8.58B.
Distance to default 8.75 (Merton model): prices to 2026-10-26, balance sheet 2026-07-31, debt counted $475.5M (short-term plus half of long-term), stock volatility 35.3%; Altman Z'' 3.10. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
#6 of 118
Medical - Healthcare Information Services
Healthcare · Mid Cap · 12 peers
Market Share
4.4%
Top 4 Concentration: 54.1%

Technical Signal Map

9 Bullish
0 Neutral
4 Bearish

Peer Comparison

Symbol Mkt Cap P/E ROE % ROIC % Net Mgn % Rev Grw % Piotroski Signal 1Y Ret %
HQY HealthEquity, Inc. $8.6B 36.6 11.4 9.9 18.7 7.3 8 BULLISH 7.7
PMCUF Pro Medicus Limited $13B 78.1 75.0 68.1 68.7 22.8 7 BULLISH -30.9
HNGE Hinge Health, Inc. $9.0B 82.6 30.4 -235.0 20.5 417.7 7 BULLISH 125.4
DOCS Doximity, Inc. $6.0B 36.5 17.2 60.2 15.5 11.2 6 BULLISH -50.1
WAY Waystar Holding Corp. $5.5B 39.3 3.8 3.8 12.8 19.2 7 BULLISH -24.6
HTFL Heartflow, Inc. Common Stock $4.9B -40.4 -42.3 -39.8 -24.6 — 2 BULLISH 42.9
MTHRY M3, Inc. $8.2B 27.5 12.1 16.9 10.1 17.7 7 BULLISH -16.9
PRVA Privia Health Group, Inc. $2.9B 97.6 0.0 0.0 1.4 24.1 1 BULLISH -14.4
ALBHF Alibaba Health Information Technology Limited $6.3B 19.9 11.2 20.8 3.8 -36.2 3 LEAN BULL -50.2
BTSG BrightSpring Health Services, Inc. Common Stock $12B 41.0 15.5 10.3 2.2 19.9 7 LEAN BEAR 75.8
BTSGU BrightSpring Health Services, Inc. Tangible Equity Unit $12B 41.0 15.5 10.3 2.2 19.9 7 LEAN BEAR 70.4
PANHF Ping An Healthcare and Technology Company Limited $2.1B 20.7 4.6 5.6 8.8 2.9 6 BEARISH -61.7
TEM Tempus AI, Inc. $12B -48.0 -67.4 -19.8 1.5 50.4 4 BEARISH -22.8

Profile Radar

Valuation vs Profitability

Performance Comparison

Industry Market Share

HQY vs Benchmarks

ROIC
HQY
9.9
Industry
0.2
Gross Margin
HQY
73.5
Industry
53.4
Op Margin
HQY
28.1
Industry
-15.2
Net Margin
HQY
18.7
Industry
-19.7
Sector
1.1
Revenue Growth
HQY
7.3
Sector
16.4
P/E Ratio
HQY
36.6
Sector
27.1
ROE
HQY
11.4
Sector
-15.1
Piotroski F
HQY
8.0
Sector
5.0

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms