HQY NASDAQ
HealthEquity, Inc.
1W: +11.5%
1M: +17.6%
3M: +2.5%
YTD: +13.9%
1Y: +7.7%
3Y: +36.3%
5Y: +63.0%
$101.23
-2.52 (-2.43%)
Weekly Expected Move ±3.5%
$97
$100
$104
$108
$111
Credit Risk of going bust: lower than 76% of companies Debt: 10.2% of company value Bonds: $84.1M held by 111 funds, 119 bp over Treasuries → details ▾
Of US companies ranked in the safest four tenths, about 1 in 3,500 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.88 (down 99.2%), HealthEquity, Inc. would be worth roughly what it owes.
Total debt $971.0M against a stock market value of $8.58B.
Distance to default 8.75 (Merton model): prices to 2026-10-26, balance sheet 2026-07-31, debt counted $475.5M (short-term plus half of long-term), stock volatility 35.3%; Altman Z'' 3.10. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
If the stock fell to about $0.88 (down 99.2%), HealthEquity, Inc. would be worth roughly what it owes.
Total debt $971.0M against a stock market value of $8.58B.
Distance to default 8.75 (Merton model): prices to 2026-10-26, balance sheet 2026-07-31, debt counted $475.5M (short-term plus half of long-term), stock volatility 35.3%; Altman Z'' 3.10. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
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Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Oct Typical
☀️
Sunny
+23.0% YTD avg
Midterm Year
☀️
Sunny
+73.4% YTD avg
2026 Now
☀️
Sunny
Below typical
20yr Avg YTD
+23.0%
Day 205 of 252
Midterm Year YTD
+73.4%
Presidential cycle avg
2026 YTD
+13.9%
Below 20yr avg
Typical Vol
35%
Annualized
Monthly Weather Forecast
Jan
20yr
💨
+4.3%
Midterm
☀️
+11.2%
58% win
43% vol
Feb
20yr
💨
+8.9%
Midterm
☀️
+11.8%
50% win
44% vol
Mar
20yr
🌫️
+8.4%
Midterm
☀️
+29.1%
42% win
63% vol
Apr
20yr
💨
+11.6%
Midterm
☀️
+37.9%
50% win
45% vol
May
20yr
💨
+17.4%
Midterm
☀️
+46.5%
92% win
35% vol
Jun
20yr
💨
+18.8%
Midterm
☀️
+42.4%
75% win
44% vol
Jul
20yr
🌫️
+18.2%
Midterm
☀️
+42.8%
42% win
36% vol
Aug
20yr
🌫️
+17.6%
Midterm
☀️
+70.2%
46% win
38% vol
Sep
20yr
💨
+21.7%
Midterm
☀️
+73.3%
69% win
41% vol
Oct
20yr
💨
+23.2%
Midterm
☀️
+74.5%
54% win
35% vol
Now:
+17.3%
Nov
20yr
💨
+28.4%
Midterm
☀️
+59.3%
67% win
51% vol
Dec
20yr
⛈️
-8.3%
Midterm
⛈️
-11.0%
17% win
49% vol
Seasonality (20yr)
Updated: 2026-10-27
YTD: +13.9%