Also trades as: PGYWW (NASDAQ) · $vol 0M
PGY NASDAQ
Pagaya Technologies Ltd.
1W: +7.8%
1M: +16.3%
3M: +22.1%
YTD: -11.3%
1Y: -31.9%
3Y: +40.8%
5Y: -83.4%
$19.77
+0.89 (+4.71%)
Weekly Expected Move ±7.1%
$16
$18
$19
$20
$22
Credit Risk of going bust: higher than 82% of companies Debt: 35.5% of company value Bonds: $40.9M held by 59 funds, 797 bp over Treasuries → details ▾
Of US companies ranked in the second-riskiest tenth, about 1 in 87 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $1.31 (down 93%), Pagaya Technologies Ltd. would be worth roughly what it owes.
Total debt $907.3M against a stock market value of $1.65B.
Distance to default 2.40 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $437.5M (short-term plus half of long-term), stock volatility 74.1%; Altman Z'' 5.10. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
If the stock fell to about $1.31 (down 93%), Pagaya Technologies Ltd. would be worth roughly what it owes.
Total debt $907.3M against a stock market value of $1.65B.
Distance to default 2.40 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $437.5M (short-term plus half of long-term), stock volatility 74.1%; Altman Z'' 5.10. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
Overview
News
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
📊 Key Metrics
TTM$1B
Revenue
+17.8% YoY
$127M
Net Income
+145.2% YoY
$252M
Free Cash Flow
+163.8% YoY
40.2%
Gross Margin
23.1%
Op. Margin
12.4%
Net Margin
💰 Income Flow
How revenue becomes profit💵 Cash Flow
Where cash goes🏦 Balance Sheet
Assets = Liabilities + Equity📈 Financial Health
Profitability
ROE26.4%
ROA8.2%
ROIC165.4%
Valuation
P/E13.2
P/B2.8
EV/EBITDA11.5
Leverage
Debt/Equity1.53
Current Ratio11.51
Interest Cov.0.0x
Quality Scores
Piotroski F8/9
Altman Z2.37
Beneish M-2.74