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Also trades as: PGYWW (NASDAQ) · $vol 0M

PGY NASDAQ

Pagaya Technologies Ltd.
1W: +7.4% 1M: +17.9% 3M: +16.0% YTD: -8.1% 1Y: -29.4% 3Y: +58.0% 5Y: -82.8%
$20.47
+0.70 (+3.54%)
 
Weekly Expected Move ±7.1%
$16 $18 $19 $20 $22
NASDAQ · Technology · Software - Infrastructure · Tech Score Buy · Power 71 · $1.7B mcap · 48M float · 5.76% daily turnover · Short 50% of daily vol
Credit Risk of going bust: higher than 82% of companies Debt: 34.7% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the second-riskiest tenth, about 1 in 87 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $1.32 (down 94%), Pagaya Technologies Ltd. would be worth roughly what it owes.
Total debt $907.3M against a stock market value of $1.71B.
Distance to default 2.43 (Merton model): prices to 2026-10-28, balance sheet 2026-06-30, debt counted $437.5M (short-term plus half of long-term), stock volatility 74.1%; Altman Z'' 5.10. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
#? of ?
Software - Infrastructure
Technology · Small Cap · 67 peers
Market Share
0.0%
Top 4 Concentration: 0.0%

Technical Signal Map

40 Bullish
5 Neutral
23 Bearish
PGY $1.6B
Pagaya Technologies Ltd.
BULLISH +100
NTSK $9.9B
Netskope, Inc. Class A Common Stock
BULLISH +100
BB $5.2B
BlackBerry Limited
BULLISH +100
GCT $2.1B
GigaCloud Technology Inc.
BULLISH +100
RDWR $1.3B
Radware Ltd.
BULLISH +100
DBX $8.2B
Dropbox, Inc.
BULLISH +91
QLYS $7.5B
Qualys, Inc.
BULLISH +91
WEX $6.7B
WEX Inc.
BULLISH +91
TMICY $6.1B
Trend Micro Incorporated
BULLISH +91
BOX $5.9B
Box, Inc.
BULLISH +91
TENB $4.9B
Tenable Holdings, Inc.
BULLISH +91
APPN $3.8B
Appian Corporation
BULLISH +91
AVPT $3.5B
AvePoint, Inc.
BULLISH +91
PRGS $1.9B
Progress Software Corporation
BULLISH +91
RPD $1.0B
Rapid7, Inc.
BULLISH +91
OSPN $740M
OneSpan Inc.
BULLISH +91
YEXT $730M
Yext, Inc.
BULLISH +91
RPAY $380M
Repay Holdings Corporation
BULLISH +91
KPLT $670M
Katapult Holdings, Inc.
BULLISH +87
RELY $5.2B
Remitly Global, Inc.
BULLISH +82
TDC $3.2B
Teradata Corporation
BULLISH +78
IIIV $420M
i3 Verticals, Inc.
BULLISH +78
PATH $7.4B
UiPath Inc.
BULLISH +75
VRNS $5.6B
Varonis Systems, Inc.
BULLISH +75
CLBT $3.0B
Cellebrite DI Ltd.
BULLISH +75
CCSI $690M
Consensus Cloud Solutions, Inc.
BULLISH +75
ALLT $440M
Allot Ltd.
BULLISH +75
S $8.2B
SentinelOne, Inc.
BULLISH +66
ACIW $5.6B
ACI Worldwide, Inc.
BULLISH +66
MQ $1.8B
Marqeta, Inc.
BULLISH +65
PRTH $640M
Priority Technology Holdings, Inc.
BULLISH +62
NYAX $1.8B
Nayax Ltd.
BULLISH +59
WWLNF $740M
Worldline S.A.
BULLISH +58
HQ $800M
Horizon Quantum Holdings Ltd. Class A Ordinary Shares
BULLISH +51
GMYTF $4.4B
GMO Payment Gateway, Inc.
BULLISH +50
CGNT $720M
Cognyte Software Ltd.
BULLISH +50
DOX $6.8B
Amdocs Limited
BULLISH +44
RAMP $2.3B
LiveRamp Holdings, Inc.
BULLISH +41
NN $1.4B
NextNav Inc.
BULLISH +35
NEXXY $5.9B
Nexi S.p.A.
BULLISH +32
NTCT $2.9B
NetScout Systems, Inc.
NEUTRAL +9
CORZW $4.3B
Core Scientific, Inc.
NEUTRAL -6
CORZZ $4.3B
Core Scientific, Inc. Tranche 2 Warrants
NEUTRAL -6
FOUR $4.0B
Shift4 Payments, Inc.
NEUTRAL -8
MBGL $5.5B
Mobility Global Inc
NEUTRAL -9
OCLCF $7.7B
Oracle Corporation Japan
LEAN BEAR -12
PYPTF $480M
PayPoint plc
LEAN BEAR -12
PAY $4.2B
Paymentus Holdings, Inc.
LEAN BEAR -17
ZVLO $6.7B
zvelo, Inc.
LEAN BEAR -20
TDCSF $370M
TDC SOFT Inc.
LEAN BEAR -20
BAND $1.3B
Bandwidth Inc.
BEARISH -33
CORZR $4.3B
Core Scientific Inc New
BEARISH -41
ATEN $1.9B
A10 Networks, Inc.
BEARISH -49
DLO $4.4B
Dlocal Limited
BEARISH -59
PAYO $2.4B
Payoneer Global Inc.
BEARISH -68
CINT $410M
CI&T Inc
BEARISH -74
STNE $2.6B
StoneCo Ltd.
BEARISH -75
PICS $1.8B
PicS N.V.
BEARISH -75
TUYA $1.0B
Tuya Inc.
BEARISH -75
RXT $720M
Rackspace Technology, Inc.
BEARISH -75
SABR $610M
Sabre Corporation
BEARISH -78
BLZE $520M
Backblaze, Inc.
BEARISH -78
NUAI $320M
New Era Energy & Digital, Inc.
BEARISH -78
MGPPF $2.7B
Megaport Limited
BEARISH -87
OVHFF $2.2B
OVH Groupe S.A.
BEARISH -87
BRUN $570M
Boost Run Inc. Class A Common Stock
BEARISH -91
EEFT $2.5B
Euronet Worldwide, Inc.
BEARISH -100
LSAK $350M
Lesaka Technologies, Inc.
BEARISH -100

Peer Comparison

Symbol Mkt Cap P/E ROE % ROIC % Net Mgn % Rev Grw % Piotroski Signal 1Y Ret %
PGY Pagaya Technologies Ltd. $1.6B 13.6 26.4 165.4 12.4 17.8 8 BULLISH -29.4
NTSK Netskope, Inc. Class A Common Stock $9.9B -14.0 -470.2 336.6 -50.2 — 2 BULLISH 10.6
BB BlackBerry Limited $5.2B 68.3 10.6 11.6 20.8 14.0 8 BULLISH 96.2
GCT GigaCloud Technology Inc. $2.1B 14.4 32.3 22.0 10.3 22.9 8 BULLISH 112.3
RDWR Radware Ltd. $1.3B 94.6 5.2 11.9 2.1 10.0 8 BULLISH 42.6
DBX Dropbox, Inc. $8.2B 20.1 -25.3 78.8 15.2 -0.0 5 BULLISH 25.4
QLYS Qualys, Inc. $7.5B 38.5 38.6 101.5 28.8 10.5 9 BULLISH 77.3
WEX WEX Inc. $6.7B 16.1 30.2 85.7 14.4 7.5 6 BULLISH 16.9
TMICY Trend Micro Incorporated $6.1B 26.8 31.2 -28.7 4.6 8.3 8 BULLISH -7.7
BOX Box, Inc. $5.9B 60.5 62.7 -55.8 6.0 9.6 7 BULLISH 30.9
TENB Tenable Holdings, Inc. $4.9B 338.8 2.5 5.5 1.4 9.9 6 BULLISH 61.6
APPN Appian Corporation $3.8B -346.4 13.4 36.0 -5.8 20.9 6 BULLISH 67.2
AVPT AvePoint, Inc. $3.5B 51.5 16.2 158.3 22.1 25.0 6 BULLISH 16.9
PRGS Progress Software Corporation $1.9B 20.3 18.3 9.0 9.3 6.4 9 BULLISH -2.8
RPD Rapid7, Inc. $1.0B 58.0 14.0 2.1 2.9 0.1 4 BULLISH -6.2
OSPN OneSpan Inc. $740M 11.1 26.5 29.7 11.2 2.4 5 BULLISH 28.6
YEXT Yext, Inc. $730M 31.3 27.8 20.1 11.8 -1.5 7 BULLISH -14.2
RPAY Repay Holdings Corporation $380M -2.2 -30.3 -0.7 -10.9 8.8 5 BULLISH -12.5
KPLT Katapult Holdings, Inc. $670M 6.1 -35.9 22.6 -5.9 13.0 5 BULLISH -26.2
RELY Remitly Global, Inc. $5.2B 16.7 32.2 69.0 41.6 23.8 8 BULLISH 43.2
TDC Teradata Corporation $3.2B 7.0 119.1 36.0 11.2 1.0 8 BULLISH 60.6
IIIV i3 Verticals, Inc. $420M 42.4 2.6 1.0 6.6 -8.2 5 BULLISH -47.8
PATH UiPath Inc. $7.4B 21.2 20.0 36.3 8.8 15.0 7 BULLISH -18.3
VRNS Varonis Systems, Inc. $5.6B -40.1 -36.0 -39.4 -26.0 15.6 5 BULLISH -22.0
CLBT Cellebrite DI Ltd. $3.0B 50.6 12.4 37.1 4.9 17.8 6 BULLISH -35.6
CCSI Consensus Cloud Solutions, Inc. $690M 7.4 1254.8 22.0 30.0 1.5 8 BULLISH 36.2
ALLT Allot Ltd. $440M 42.0 9.4 26.7 9.3 14.3 6 BULLISH -11.1
S SentinelOne, Inc. $8.2B -25.3 -23.0 -29.5 -32.0 21.1 5 BULLISH 45.5
ACIW ACI Worldwide, Inc. $5.6B 25.1 15.6 11.4 7.4 7.0 8 BULLISH 9.9
MQ Marqeta, Inc. $1.8B 185.2 1.3 4.6 4.3 22.4 8 BULLISH -5.7
PRTH Priority Technology Holdings, Inc. $640M 11.4 -49.9 19.2 3.8 8.9 7 BULLISH 5.7
NYAX Nayax Ltd. $1.8B 229.6 3.7 6.9 -8.3 30.8 6 BULLISH 16.9
WWLNF Worldline S.A. $740M -0.1 -25.9 1.3 -3.1 -18.2 6 BULLISH 361.1
HQ Horizon Quantum Holdings Ltd. Class A Ordinary Shares $800M — — — — — — BULLISH —
GMYTF GMO Payment Gateway, Inc. $4.4B 25.3 21.7 -98.3 29.3 13.6 8 BULLISH -0.4
CGNT Cognyte Software Ltd. $720M -2370.2 -0.0 5.1 3.8 12.0 6 BULLISH 17.6
DOX Amdocs Limited $6.8B 14.7 13.4 15.4 5.3 0.1 5 BULLISH -26.2
RAMP LiveRamp Holdings, Inc. $2.3B 15.5 16.2 21.8 8.2 8.9 8 BULLISH 35.3
NN NextNav Inc. $1.4B -15.4 -77.9 -50.2 -2935.2 -36.5 4 BULLISH -3.0
NEXXY Nexi S.p.A. $5.9B -1.6 -38.2 12.3 3.8 26.2 5 BULLISH -10.8
NTCT NetScout Systems, Inc. $2.9B 23.7 7.5 10.5 10.4 5.8 8 NEUTRAL 46.5
CORZW Core Scientific, Inc. $4.3B -3.6 82.4 -107.6 -703.6 26.4 4 NEUTRAL -38.2
CORZZ Core Scientific, Inc. Tranche 2 Warrants $4.3B -3.6 82.4 -107.6 -703.6 26.4 4 NEUTRAL -26.7
FOUR Shift4 Payments, Inc. $4.0B 60.1 5.6 5.3 1.7 32.4 7 NEUTRAL -50.3
MBGL Mobility Global Inc $5.5B — — — — — — NEUTRAL —
OCLCF Oracle Corporation Japan $7.7B 19.1 50.4 88.7 24.4 11.0 6 LEAN BEAR -39.2
PYPTF PayPoint plc $480M 11.2 47.0 80.4 12.8 8.6 8 LEAN BEAR -17.2
PAY Paymentus Holdings, Inc. $4.2B 47.2 15.0 31.7 7.1 30.2 9 LEAN BEAR 0.9
ZVLO zvelo, Inc. $6.7B -466.7 -197.8 -1064.4 -72.0 24.6 4 LEAN BEAR 1259900.0
TDCSF TDC SOFT Inc. $370M 14.7 17.5 40.3 7.6 7.6 5 LEAN BEAR -11.2
BAND Bandwidth Inc. $1.3B -618.0 0.6 -1.6 1.1 9.3 6 BEARISH 185.7
CORZR Core Scientific Inc New $4.3B -3.6 82.4 -107.6 -703.6 178.4 4 BEARISH —
ATEN A10 Networks, Inc. $1.9B 44.1 19.4 40.1 11.1 12.2 6 BEARISH 49.1
DLO Dlocal Limited $4.4B 20.0 41.3 -73.2 13.7 57.0 6 BEARISH -10.5
PAYO Payoneer Global Inc. $2.4B 50.4 7.1 -0.9 -0.9 6.3 6 BEARISH 15.0
CINT CI&T Inc $410M 11.0 23.9 22.4 4.0 133.8 6 BEARISH -34.5
STNE StoneCo Ltd. $2.6B 3.3 32.2 55.8 13.3 6.5 6 BEARISH -58.3
PICS PicS N.V. $1.8B — — — — — — BEARISH —
TUYA Tuya Inc. $1.0B 14.7 7.3 35.0 19.8 37.2 4 BEARISH -32.5
RXT Rackspace Technology, Inc. $720M -4.5 13.2 -2.7 -10.1 0.2 4 BEARISH 69.0
SABR Sabre Corporation $610M 0.9 -49.7 11.8 -5.1 -3.0 6 BEARISH -23.4
BLZE Backblaze, Inc. $520M -26.8 -24.3 -11.4 -11.9 13.9 4 BEARISH -12.5
NUAI New Era Energy & Digital, Inc. $320M -3.4 -37.6 -37.9 -56011.8 — 2 BEARISH -46.9
MGPPF Megaport Limited $2.7B -87.8 -6.6 -3.8 -11.2 37.4 3 BEARISH -4.0
OVHFF OVH Groupe S.A. $2.2B 208.9 6.2 4.0 1.1 9.9 7 BEARISH 47.6
BRUN Boost Run Inc. Class A Common Stock $570M — — — — — — BEARISH —
EEFT Euronet Worldwide, Inc. $2.5B 9.1 22.3 11.2 7.0 5.8 5 BEARISH -24.1
LSAK Lesaka Technologies, Inc. $350M 101.0 1.1 -1.6 1.7 -0.2 6 BEARISH -8.7

Profile Radar

Valuation vs Profitability

Performance Comparison

Industry Market Share

PGY vs Benchmarks

ROIC
PGY
165.4
Industry
2.4
Gross Margin
PGY
40.2
Industry
65.7
Op Margin
PGY
23.1
Industry
-1.9
Net Margin
PGY
12.4
Industry
-5.7
Sector
0.6
Revenue Growth
PGY
17.8
Sector
7.5
P/E Ratio
PGY
13.6
Sector
25.1
ROE
PGY
26.4
Sector
-1.7
Piotroski F
PGY
8.0
Sector
5.0

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms