Also trades as: PGYWW (NASDAQ) · $vol 0M
PGY NASDAQ
Pagaya Technologies Ltd.
1W: -3.8%
1M: -9.9%
3M: +10.0%
YTD: -41.3%
1Y: -10.1%
3Y: +32.4%
5Y: -88.8%
$12.76
-0.32 (-2.45%)
Weekly Expected Move ±8.5%
$11
$12
$14
$15
$16
Overview
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Revenue Segmentation
By Product / Service
By Geography
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$1.3B
+25.6% ▲
5Y CAGR: +68.9%
Gross Profit
$512M
+25.9% ▲
5Y CAGR: +64.4%
Operating Income
$224M
+234.8% ▲
5Y CAGR: +60.1%
Net Income
$81M
+120.3% ▲
5Y CAGR: +41.3%
EPS (Diluted)
$0.93
+116.4% ▲
5Y CAGR: -2.9%
EBITDA
$82M
+20.3% ▲
5Y CAGR: +41.8%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $446M | $685M | $773M | $1.0B | $1.3B |
| YoY Growth | +386.0% | +53.7% | +12.8% | +30.0% | +25.6% |
| Cost of Revenue | $232M | $451M | $509M | $598M | $749M |
| Gross Profit | $214M | $234M | $264M | $407M | $512M |
| Gross Margin | 47.9% | 34.2% | 34.1% | 40.5% | 40.6% |
| R&D Expenses | $66M | $151M | $74M | $77M | $75M |
| SG&A Expenses | $182M | $398M | $253M | $291M | $213M |
| Operating Expenses | $219M | $486M | $288M | $340M | $288M |
| Operating Income | -$6M | -$252M | -$24M | $67M | $224M |
| Operating Margin | -1.3% | -36.7% | -3.2% | 6.7% | 17.7% |
| Interest Expense | $0 | $0 | $0 | $0 | $0 |
| Income Before Tax | -$62M | -$276M | -$181M | -$421M | $52M |
| Tax Expense | $8M | $16M | $16M | $25M | -$20M |
| Net Income | -$91M | -$302M | -$128M | -$401M | $81M |
| Net Margin | -20.4% | -44.1% | -16.6% | -40.0% | 6.5% |
| EPS (Diluted) | $-4.27 | $-7.65 | $-2.14 | $-5.66 | $0.93 |
| EBITDA | -$34M | -$309M | -$45M | $68M | $82M |
| Shares Outstanding | 16M | 38M | 60M | 71M | 83M |