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Also trades as: ADS (NYSE) · $vol 56M · BFHIV (OTC) · $vol 6M · 0HCR.L (LSE) · $vol 0M

BFH NYSE

Bread Financial Holdings, Inc.
1W: -4.8% 1M: -8.0% 3M: -5.4% YTD: +30.5% 1Y: +79.1% 3Y: +203.0% 5Y: +30.1%
$98.05
+1.11 (+1.15%)
 
Weekly Expected Move ±4.3%
$90 $94 $98 $102 $106
NYSE · Financial Services · Financial - Credit Services · Tech Score Sell · Power 38 · $4.0B mcap · 38M float · 1.67% daily turnover · Short 62% of daily vol
#? of ?
Financial - Credit Services
Financial Services · Mid Cap · 39 peers
Market Share
0.0%
Top 4 Concentration: 0.0%

Technical Signal Map

2 Bullish
2 Neutral
36 Bearish
BFH $4.0B
Bread Financial Holdings, Inc.
BEARISH -75
ATLCL $1.7B
Atlanticus Holdings Corporation 6.125% Senior Notes due 2026
BULLISH +84
KRKKF $2.4B
KRUK Spólka Akcyjna
LEAN BULL +10
ATLCZ $1.7B
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029
NEUTRAL +8
MIUFY $12B
Mitsubishi HC Capital Inc.
NEUTRAL +2
EP-PC $110B
El Paso Energy Capital Trust I PFD CV TR SECS
LEAN BEAR -16
AFRM $24B
Affirm Holdings, Inc.
LEAN BEAR -24
KKRS $14B
KKR Group Finance Co. IX LLC 4.
LEAN BEAR -26
PYPL $45B
PayPal Holdings, Inc.
BEARISH -34
AEOJF $1.9B
AEON Financial Service Co., Ltd.
BEARISH -40
CSASF $3.4B
Credit Saison Co., Ltd.
BEARISH -47
SLMBP $6.6B
SLM Corporation
BEARISH -48
EDNMY $7.3B
Edenred S.A.
BEARISH -53
ZIZTF $1.7B
Zip Co Limited
BEARISH -53
COF-PN $125B
Capital One Financial Corporation
BEARISH -58
IX $41B
ORIX Corporation
BEARISH -59
FCFS $9.1B
FirstCash Holdings, Inc
BEARISH -59
ECPG $2.1B
Encore Capital Group, Inc.
BEARISH -59
ATLCP $1.6B
Atlanticus Holdings Corporation
BEARISH -62
JSM $4.6B
Navient Corporation SR NT 6% 121543
BEARISH -66
AGM $2.3B
Federal Agricultural Mortgage
BEARISH -66
ENVA $4.3B
Enova International, Inc.
BEARISH -69
ZNKKY $2.6B
ZENKOKU HOSHO Co.,Ltd.
BEARISH -73
EZPW $1.8B
EZCORP, Inc.
BEARISH -75
OMF $6.5B
OneMain Holdings, Inc.
BEARISH -78
CACC $5.5B
Credit Acceptance Corporation
BEARISH -78
SEZL $3.6B
Sezzle Inc.
BEARISH -78
AGM-PG $2.0B
Federal Agricultural Mortgage Corporation
BEARISH -82
GPN $19B
Global Payments Inc.
BEARISH -84
CMPRF $3.2B
Gentera, S.A.B. de C.V.
BEARISH -87
KGTHY $2.8B
Krungthai Card Public Company Limited
BEARISH -87
SYF-PB $25B
Synchrony Financial
BEARISH -91
SOFI $20B
SoFi Technologies, Inc.
BEARISH -91
OPFI-WT $12B
OppFi Inc. WT
BEARISH -91
ALLY $12B
Ally Financial Inc.
BEARISH -91
KLAR $4.7B
Klarna Group plc
BEARISH -91
NNI $4.5B
Nelnet, Inc.
BEARISH -91
MAURY $3.1B
Marui Group Co., Ltd.
BEARISH -91
WU $1.9B
The Western Union Company
BEARISH -91
UPST $2.2B
Upstart Holdings, Inc.
BEARISH -100

Peer Comparison

Symbol Mkt Cap P/E ROE % ROIC % Net Mgn % Rev Grw % Piotroski Signal 1Y Ret %
BFH Bread Financial Holdings, Inc. $4.0B 7.5 17.4 19.1 12.3 0.7 7 BEARISH 79.1
ATLCL Atlanticus Holdings Corporation 6.125% Senior Notes due 2026 $1.7B 9.6 23.6 3.5 9.0 212.1 7 BULLISH 2.4
KRKKF KRUK Spólka Akcyjna $2.4B 6.8 20.5 15.3 46.4 7.6 5 LEAN BULL 36.9
ATLCZ Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 $1.7B 9.6 23.6 3.5 9.0 212.1 7 NEUTRAL -0.2
MIUFY Mitsubishi HC Capital Inc. $12B 13.7 8.7 1.5 4.9 43.8 4 NEUTRAL 6.2
EP-PC El Paso Energy Capital Trust I PFD CV TR SECS $110B 81.5 11.0 11.1 19.4 -7.6 5 LEAN BEAR 1.0
AFRM Affirm Holdings, Inc. $24B 12.4 45.1 20.0 148.4 29.8 6 LEAN BEAR -4.9
KKRS KKR Group Finance Co. IX LLC 4. $14B -6.6 -2.1 17.0 0.0 32.3 4 LEAN BEAR -16.6
PYPL PayPal Holdings, Inc. $45B 9.9 24.5 23.5 12.7 5.7 6 BEARISH -20.6
AEOJF AEON Financial Service Co., Ltd. $1.9B 12.4 3.1 1.8 473.9 -46.4 4 BEARISH 0.0
CSASF Credit Saison Co., Ltd. $3.4B 9.1 8.6 2.6 10.3 11.7 4 BEARISH 18.7
SLMBP SLM Corporation $6.6B 6.3 30.3 20.0 8.7 5.4 8 BEARISH 0.3
EDNMY Edenred S.A. $7.3B 12.7 -103.1 -124.4 15.7 20.7 8 BEARISH 26.1
ZIZTF Zip Co Limited $1.7B 22.6 36.6 16.0 9.4 55.0 6 BEARISH -56.4
COF-PN Capital One Financial Corporation $125B 12.0 9.4 12.6 15.2 36.7 7 BEARISH -17.8
IX ORIX Corporation $41B 10.2 10.4 6.1 6.2 36.8 8 BEARISH 43.7
FCFS FirstCash Holdings, Inc $9.1B 24.0 17.4 10.1 8.7 21.6 7 BEARISH 38.9
ECPG Encore Capital Group, Inc. $2.1B 7.1 30.5 9.6 13.0 29.4 6 BEARISH 136.3
ATLCP Atlanticus Holdings Corporation $1.6B 9.6 23.6 3.5 9.0 212.1 7 BEARISH -2.0
JSM Navient Corporation SR NT 6% 121543 $4.6B -34.8 -2.0 42.7 3.7 -40.5 6 BEARISH -14.8
AGM Federal Agricultural Mortgage $2.3B 11.7 13.5 1.4 14.9 -12.6 7 BEARISH 31.8
ENVA Enova International, Inc. $4.3B 12.1 26.1 10.0 21.3 2.8 6 BEARISH 54.0
ZNKKY ZENKOKU HOSHO Co.,Ltd. $2.6B 12.0 13.5 18.3 60.5 3.9 7 BEARISH -13.5
EZPW EZCORP, Inc. $1.8B 11.7 14.7 9.9 9.1 28.6 6 BEARISH 66.6
OMF OneMain Holdings, Inc. $6.5B 8.4 23.3 5.4 9.4 7.0 7 BEARISH 2.1
CACC Credit Acceptance Corporation $5.5B 11.4 31.9 9.9 23.1 3.8 9 BEARISH 10.1
SEZL Sezzle Inc. $3.6B 22.5 88.9 63.8 27.2 43.1 9 BEARISH 36.3
AGM-PG Federal Agricultural Mortgage Corporation $2.0B 11.7 13.5 1.4 14.9 -12.6 7 BEARISH -13.6
GPN Global Payments Inc. $19B -20.1 -4.2 2.4 -0.3 14.8 2 BEARISH -7.7
CMPRF Gentera, S.A.B. de C.V. $3.2B 6.4 25.4 17.8 15.4 18.8 8 BEARISH -23.9
KGTHY Krungthai Card Public Company Limited $2.8B 10.4 19.3 9.5 37.5 2.6 6 BEARISH 23.0
SYF-PB Synchrony Financial $25B 7.3 20.8 20.5 18.9 -2.4 7 BEARISH 0.0
SOFI SoFi Technologies, Inc. $20B 30.9 7.1 8.9 10.0 34.2 5 BEARISH -38.8
OPFI-WT OppFi Inc. WT $12B 1.8 47.6 28.5 10.2 10.2 8 BEARISH -97.6
ALLY Ally Financial Inc. $12B 8.8 9.7 4.9 10.1 2.0 7 BEARISH -1.4
KLAR Klarna Group plc $4.7B -32.7 -5.9 6.6 0.4 — 1 BEARISH -66.4
NNI Nelnet, Inc. $4.5B 14.9 8.2 4.5 20.0 -4.6 7 BEARISH -2.1
MAURY Marui Group Co., Ltd. $3.1B 16.5 11.7 3.9 9.9 10.3 6 BEARISH -12.7
WU The Western Union Company $1.9B 4.8 44.0 62.6 7.6 -1.7 6 BEARISH -25.6
UPST Upstart Holdings, Inc. $2.2B 36.7 7.9 2.5 4.4 46.6 4 BEARISH -56.2

Profile Radar

Valuation vs Profitability

Performance Comparison

Industry Market Share

BFH vs Benchmarks

ROIC
BFH
19.1
Industry
6.0
Gross Margin
BFH
57.2
Industry
76.3
Op Margin
BFH
16.6
Industry
13.2
Net Margin
BFH
12.3
Industry
7.0
Sector
18.3
Revenue Growth
BFH
0.7
Sector
7.0
P/E Ratio
BFH
7.5
Sector
13.5
ROE
BFH
17.4
Sector
10.7
Piotroski F
BFH
7.0
Sector
6.0

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms